Last Updated: August 31, 2025
By accessing or using the Equity Analyzer application ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, then you may not access the Service. The reports and data generated are for informational purposes only and do not constitute financial advice.
The Service provides users with AI-generated equity research reports based on publicly available financial data and user-provided inputs. Users receive a limited number of free reports weekly and can purchase additional reports. All AI-generated content should be independently verified and not be considered a recommendation to buy, sell, or hold any security.
The content generated by the Service is for informational purposes only. You understand and agree that the Service is not intended to provide financial, investment, or legal advice. Equity Analyzer is not a registered investment advisor or broker-dealer. You are solely responsible for your own investment decisions, and you should consult with a qualified professional before making any financial decisions.
To access certain features, you must create an account. You are responsible for safeguarding your password and for all activities that occur under your account. The Service operates on a credit system for generating reports. Free credits are replenished on a weekly basis. Purchased credits do not expire but are non-refundable.
All payments for additional report credits are processed through our third-party payment processor, Stripe. We do not collect or store your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy.
In no event shall Equity Analyzer, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.